É um plano de saúde voltado para empresas de grande porte, com soluções personalizadas conforme o perfil do grupo.

Permite negociações diferenciadas e estratégias de gestão de saúde corporativa.

A empresa negocia diretamente condições de cobertura, rede, coparticipação e gestão do benefício.

Há maior flexibilidade e possibilidade de controle de custos e sinistralidade.

Os colaboradores contam com ampla rede de atendimento e, muitas vezes, benefícios adicionais como programas de saúde e prevenção.

O plano contribui para bem-estar, produtividade e retenção de talentos.

É importante entender as regras de uso, coparticipação, canais de atendimento e processos internos.

Uma comunicação clara facilita a utilização correta do benefício.

Contratação a partir de 100 vidas, com possibilidade de condições exclusivas.

Quanto maior o grupo, maior o poder de negociação com as operadoras.

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class=\”elementor-tab-title\” data-tab=\”1\” role=\”button\” aria-controls=\”elementor-tab-content-8641\” aria-expanded=\”false\”>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\”elementor-accordion-icon elementor-accordion-icon-left\” aria-hidden=\”true\”>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\”elementor-accordion-icon-closed\”><svg class=\”e-font-icon-svg e-fas-plus\” viewBox=\”0 0 448 512\” xmlns=\”http://www.w3.org/2000/svg\”><path d=\”M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\”></path></svg></span>\n\t\t\t\t\t\t\t\t<span class=\”elementor-accordion-icon-opened\”><svg class=\”e-font-icon-svg e-fas-minus\” viewBox=\”0 0 448 512\” xmlns=\”http://www.w3.org/2000/svg\”><path d=\”M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\”></path></svg></span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t</span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\”elementor-accordion-title\” tabindex=\”0\”>O que é Plano Individual ou Familiar?</a>\n\t\t\t\t\t</div>\n\t\t\t\t\t<div id=\”elementor-tab-content-8641\” class=\”elementor-tab-content elementor-clearfix elementor-inline-editing\” data-tab=\”1\” role=\”region\” aria-labelledby=\”elementor-tab-title-8641\” data-elementor-setting-key=\”tabs.0.tab_content\” data-elementor-inline-editing-toolbar=\”advanced\”><p>É um plano de saúde contratado por pessoa física, indicado para quem busca cobertura médica para si e/ou seus dependentes.</p><p>Pode ser individual ou familiar, com opções de diferentes redes e níveis de cobertura.</p><p>É uma alternativa para quem não possui vínculo empresarial ou entidade de classe e deseja segurança e previsibilidade no cuidado com a saúde.</p></div>\n\t\t\t\t</div>\n\t\t\t\t\t\t\t<div class=\”elementor-accordion-item\”>\n\t\t\t\t\t<div id=\”elementor-tab-title-8642\” class=\”elementor-tab-title\” data-tab=\”2\” role=\”button\” aria-controls=\”elementor-tab-content-8642\” aria-expanded=\”false\”>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\”elementor-accordion-icon elementor-accordion-icon-left\” aria-hidden=\”true\”>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\”elementor-accordion-icon-closed\”><svg class=\”e-font-icon-svg e-fas-plus\” viewBox=\”0 0 448 512\” xmlns=\”http://www.w3.org/2000/svg\”><path d=\”M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\”></path></svg></span>\n\t\t\t\t\t\t\t\t<span class=\”elementor-accordion-icon-opened\”><svg class=\”e-font-icon-svg e-fas-minus\” viewBox=\”0 0 448 512\” xmlns=\”http://www.w3.org/2000/svg\”><path d=\”M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\”></path></svg></span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t</span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\”elementor-accordion-title\” tabindex=\”0\”>Como funciona para o titular do plano?</a>\n\t\t\t\t\t</div>\n\t\t\t\t\t<div id=\”elementor-tab-content-8642\” class=\”elementor-tab-content elementor-clearfix elementor-inline-editing\” data-tab=\”2\” role=\”region\” aria-labelledby=\”elementor-tab-title-8642\” data-elementor-setting-key=\”tabs.1.tab_content\” data-elementor-inline-editing-toolbar=\”advanced\”><p>O titular tem acesso à rede credenciada conforme o plano contratado, incluindo consultas, exames, internações e procedimentos previstos no rol da ANS.</p><p>O plano pode ser com ou sem coparticipação e possui regras específicas de carência e reajuste anual.</p></div>\n\t\t\t\t</div>\n\t\t\t\t\t\t\t<div class=\”elementor-accordion-item\”>\n\t\t\t\t\t<div id=\”elementor-tab-title-8643\” class=\”elementor-tab-title\” data-tab=\”3\” role=\”button\” aria-controls=\”elementor-tab-content-8643\” aria-expanded=\”false\”>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\”elementor-accordion-icon elementor-accordion-icon-left\” aria-hidden=\”true\”>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\”elementor-accordion-icon-closed\”><svg class=\”e-font-icon-svg e-fas-plus\” viewBox=\”0 0 448 512\” xmlns=\”http://www.w3.org/2000/svg\”><path d=\”M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\”></path></svg></span>\n\t\t\t\t\t\t\t\t<span class=\”elementor-accordion-icon-opened\”><svg class=\”e-font-icon-svg e-fas-minus\” viewBox=\”0 0 448 512\” xmlns=\”http://www.w3.org/2000/svg\”><path d=\”M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\”></path></svg></span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t</span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\”elementor-accordion-title\” tabindex=\”0\”>Como funciona para os dependentes?</a>\n\t\t\t\t\t</div>\n\t\t\t\t\t<div id=\”elementor-tab-content-8643\” class=\”elementor-tab-content elementor-clearfix elementor-inline-editing\” data-tab=\”3\” role=\”region\” aria-labelledby=\”elementor-tab-title-8643\” data-elementor-setting-key=\”tabs.2.tab_content\” data-elementor-inline-editing-toolbar=\”advanced\”><p>Dependentes como cônjuge e filhos podem ser incluídos no plano, respeitando as regras da operadora contratada.</p><p>Todos os beneficiários utilizam a mesma rede e coberturas, garantindo proteção completa para a família.</p></div>\n\t\t\t\t</div>\n\t\t\t\t\t\t\t<div class=\”elementor-accordion-item\”>\n\t\t\t\t\t<div id=\”elementor-tab-title-8644\” class=\”elementor-tab-title\” data-tab=\”4\” role=\”button\” aria-controls=\”elementor-tab-content-8644\” aria-expanded=\”false\”>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\”elementor-accordion-icon elementor-accordion-icon-left\” aria-hidden=\”true\”>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\”elementor-accordion-icon-closed\”><svg class=\”e-font-icon-svg e-fas-plus\” viewBox=\”0 0 448 512\” xmlns=\”http://www.w3.org/2000/svg\”><path d=\”M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\”></path></svg></span>\n\t\t\t\t\t\t\t\t<span class=\”elementor-accordion-icon-opened\”><svg class=\”e-font-icon-svg e-fas-minus\” viewBox=\”0 0 448 512\” xmlns=\”http://www.w3.org/2000/svg\”><path d=\”M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\”></path></svg></span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t</span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\”elementor-accordion-title\” tabindex=\”0\”>O que o beneficiário precisa saber antes de contratar?</a>\n\t\t\t\t\t</div>\n\t\t\t\t\t<div id=\”elementor-tab-content-8644\” class=\”elementor-tab-content elementor-clearfix elementor-inline-editing\” data-tab=\”4\” role=\”region\” aria-labelledby=\”elementor-tab-title-8644\” data-elementor-setting-key=\”tabs.3.tab_content\” data-elementor-inline-editing-toolbar=\”advanced\”><p>É importante avaliar a rede de atendimento, as carências, o tipo de acomodação e se há coparticipação.</p><p>Uma análise orientada ajuda a evitar surpresas e garante a escolha do plano mais adequado ao perfil familiar.</p></div>\n\t\t\t\t</div>\n\t\t\t\t\t\t\t<div class=\”elementor-accordion-item\”>\n\t\t\t\t\t<div id=\”elementor-tab-title-8645\” class=\”elementor-tab-title\” data-tab=\”5\” role=\”button\” aria-controls=\”elementor-tab-content-8645\” aria-expanded=\”false\”>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\”elementor-accordion-icon elementor-accordion-icon-left\” aria-hidden=\”true\”>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\”elementor-accordion-icon-closed\”><svg class=\”e-font-icon-svg e-fas-plus\” viewBox=\”0 0 448 512\” xmlns=\”http://www.w3.org/2000/svg\”><path d=\”M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\”></path></svg></span>\n\t\t\t\t\t\t\t\t<span class=\”elementor-accordion-icon-opened\”><svg class=\”e-font-icon-svg e-fas-minus\” viewBox=\”0 0 448 512\” xmlns=\”http://www.w3.org/2000/svg\”><path d=\”M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\”></path></svg></span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t</span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\”elementor-accordion-title\” tabindex=\”0\”>Quantidade de vidas</a>\n\t\t\t\t\t</div>\n\t\t\t\t\t<div id=\”elementor-tab-content-8645\” class=\”elementor-tab-content elementor-clearfix elementor-inline-editing\” data-tab=\”5\” role=\”region\” aria-labelledby=\”elementor-tab-title-8645\” data-elementor-setting-key=\”tabs.4.tab_content\” data-elementor-inline-editing-toolbar=\”advanced\”><p>Nos planos individuais e familiares, normalmente há de 1 a 5 vidas, dependendo da operadora.</p><p>A composição do grupo influencia diretamente no valor final do plano.</p></div>\n\t\t\t\t</div>\n\t\t\t\t\t\t\t<div class=\”elementor-accordion-item\”>\n\t\t\t\t\t<div id=\”elementor-tab-title-8646\” class=\”elementor-tab-title\” data-tab=\”6\” role=\”button\” aria-controls=\”elementor-tab-content-8646\” aria-expanded=\”false\”>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\”elementor-accordion-icon elementor-accordion-icon-left\” aria-hidden=\”true\”>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\”elementor-accordion-icon-closed\”><svg class=\”e-font-icon-svg e-fas-plus\” viewBox=\”0 0 448 512\” xmlns=\”http://www.w3.org/2000/svg\”><path d=\”M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\”></path></svg></span>\n\t\t\t\t\t\t\t\t<span class=\”elementor-accordion-icon-opened\”><svg class=\”e-font-icon-svg e-fas-minus\” viewBox=\”0 0 448 512\” xmlns=\”http://www.w3.org/2000/svg\”><path d=\”M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\”></path></svg></span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t</span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\”elementor-accordion-title\” tabindex=\”0\”>Dependentes</a>\n\t\t\t\t\t</div>\n\t\t\t\t\t<div id=\”elementor-tab-content-8646\” class=\”elementor-tab-content elementor-clearfix elementor-inline-editing\” data-tab=\”6\” role=\”region\” aria-labelledby=\”elementor-tab-title-8646\” data-elementor-setting-key=\”tabs.5.tab_content\” data-elementor-inline-editing-toolbar=\”advanced\”><p>Podem ser incluídos cônjuge e filhos, e em alguns casos outros dependentes legais.</p><p>As regras variam conforme a operadora, por isso a orientação consultiva é essencial.</p></div>\n\t\t\t\t</div>\n\t\t\t\t\t\t\t\t</div>\n\t\t\t\t”}],”widgetType”:””,”editSettings”:{“defaultEditRoute”:”layout”,”panel”:{“activeTab”:”layout”,”activeSection”:”section_layout_container”}},”htmlCache”:null}],”editSettings”:{“defaultEditRoute”:”layout”,”panel”:{“activeTab”:”advanced”,”activeSection”:”section_layout”}},”htmlCache”:null}]}A inclusão de dependentes segue as políticas definidas pela empresa e operadora.

Essa opção fortalece o pacote de benefícios oferecido.